Why Financing Matters
The DJI Agras T100 is a heavyweight spraying drone with unmatched capacity, but with costs exceeding $35,000 CAD, few farms can purchase it outright. Fortunately, Canadian farmers have access to financing tools that align with agricultural cash flows, making it easier to bring drone technology into their operations.
1. Vendor Financing and Leasing
Authorized DJI dealers in Canada often partner with financing companies to provide lease-to-own or payment plans.
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Vendor-Specific Programs: Dealers such as Sky Drones Inc. and Drone Spray Canada work with lenders like Farm Credit Canada (FCC) and Carbon Capital to tailor repayment schedules. These programs may include seasonal or quarterly payments to match crop revenue cycles.
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Third-Party Lenders: Options like Affirm and PayPlan by RBC allow for smaller monthly or bi-weekly payments. Select customers may even qualify for 0% interest promotions.
2. Specialized Agricultural Lenders
Agriculture-focused lenders understand the unique financing needs of Canadian farmers.
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Farm Credit Canada (FCC): As the leading federal lender, FCC offers flexible equipment loans. Some programs allow up to $100,000 with no down payment, ideal for small-to-mid-sized farms expanding into drone spraying.
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Carbon Capital & BNC Finance: Both specialize in farm and ag-tech equipment leasing, providing fast approvals and structured payment plans that spread costs over multiple years.
3. Government Grants and Programs
Government-backed programs can help reduce the upfront burden of adopting drones like the T100.
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AgriInnovate Program: Offers repayable contributions covering up to 60% of eligible project costs, capped at $5M, for farms adopting innovative technologies.
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Provincial & Territorial Grants: Programs vary, but examples include Alberta’s Farm Technology Program, which funds up to $50,000 for ag-tech purchases including drones, sensors, and precision tools. Farmers should check their local provincial agriculture ministry for current funding calls.
SpeedyDrone’s Take
Financing the DJI Agras T100 doesn’t have to be overwhelming. By combining vendor financing, agricultural lenders, and government grants, Canadian farmers can bring this powerhouse drone into their operations with manageable costs—and start seeing ROI in just a few seasons.
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